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On May 31, 2021, the Paycheck Protection Program came to an end. For additional information, see our PPP website or our PPP Loan Forgiveness Guide.

As part of a broader COVID-19 relief package signed into law by President Trump on Dec. 27, Congress authorized $284.5 billion in additional Paycheck Protection Program funds.

Additional kinds of companies and sectors, including as housing and small agricultural cooperatives, 501(c)(6) organizations, and some news outlets, are now eligible for PPP loans under the revised package.

Additionally, companies with less than 300 workers that can show a 25% decrease in yearly gross revenues or in any 2020 quarter compared to the same quarter in 2019, and who have utilized or intend to use all of their first PPP loan may be eligible for a second PPP loan.

Here’s a list of banks, CDFIs, credit unions, and online lenders accepting first- and second-draw PPP loan applications right now.

Where Can I Apply for PPP Loans in the United States?

America First Credit Union

On its website, First Credit Union is presently accepting applicants. In order to apply, you must have or be ready to open a business bank account.

American Lending Center

 is a lending company based in the United States

On its website, American Lending Center, a nonbank lender, is taking PPP loan applications

Ameris Bank

is a financial institution based in the United States

Borrowers who have obtained their first PPP loan from Ameris Bank are eligible to apply. New consumers from Alabama, Florida, Georgia, North Carolina, and South Carolina may also apply.

AmPac Business Capital

 is a venture capital firm based in the United States.

Through its website, this community lender is taking applications for PPP loans of $50,000 or less.

AltCap

a CDFI based in Kansas City, focuses on helping small and minority-owned companies. On its website, it is presently taking applications for first and second PPP loans.

Atlantic Capital Bank

is a financial institution based in New York

Current Atlantic Capital clients are the only ones who may apply for a PPP loan.

Bankers’ Trusteeship

Bankers Trust is now accepting first-draw and second-draw PPP loan applications. Existing clients and local charities will be prioritized by the bank.

Bank of America

is a financial institution based in the United

Only current small business clients of Bank of America are eligible to apply. To be eligible, you must have had a business lending and deposit connection with Bank of America prior to December 21, 2020, which means you must have a business bank account as well as a business credit card, loan, or line of credit with the bank. Alternatively, if you have a BoA business bank account and no credit or borrowing connection with another bank, you are qualified to apply. Second-draw loans are only available to BoA clients who have taken out PPP loans via the bank. More information may be found here.

The Bank of Hope

 is a non-profit organization dedicated to

Customers who already have a Bank of Hope account may apply for a first or second loan.

Bank of the West

 is accepting first and second PPP loan applications from current clients who have an active business checking account with the bank on January 1, 2021.

BBVA

The Alabama-based bank is currently taking first and second PPP loan applications. To be eligible, you must already have a BBVA bank account.

The Black Business Investment Fund (BBIF)

is a non-profit Florida

Florida companies may apply to the Black Business Investment Fund (BBFI) Florida, a nonprofit CDFI. To apply, current BBFI Florida clients should contact their lender directly. On the website of BBFI Florida, new clients may apply for a first or second PPP loan.

BlueVine

BlueVine, an alternative lender, is accepting new and current clients’ applications for first and second PPP loans.

Harris BMO

Existing clients of BMO Harris may apply for the position. If you already got a PPP loan from BMO Harris, you may apply for another one on their website. If you are a first-time PPP borrower, you should get help from your local BMO Harris branch.

BOC Capital

 is a private equity firm based in Toronto

PPP loan applications are currently being accepted by this community lender.

Byline Bank

is a financial institution that specializes in writing

Customers of Byline Bank may now apply for their first or second PPP loans via the bank.

Cathay Bank

 is a financial institution based in Hong Kong

Cathay Bank is now taking new and current borrowers in the following states: California, Illinois, Maryland, Massachusetts, New Jersey, New York, Nevada, Texas, and Washington. Prior to completing the application, you must first establish a business checking account with the bank.

Bank of the CenterState

CenterState Bank is now accepting first and second PPP loan applications. Prior PPP clients will get an email from the bank with instructions on how to apply for a second loan. Fill out an interest form for new clients, and the bank will contact you.

SBA Lending at Centerstone

This non-bank lender is accepting first- and second-draw PPP loan applications. On their website, you may learn more.

Chase Bank

is accepting first and second PPP loan applications via its website. To be eligible to apply, you must either already have a Chase business checking account or be prepared to establish one.

Citibank

Current business clients may apply for first and second PPP loans via Citibank. On their website, you may learn more.

Citizens Bank

is a financial institution based in the

Citizens Bank’s website is now accepting first and second PPP loan applications. Customers who have a business banking or loan connection with Citizens Bank before to December 1, 2020 are eligible to apply.

Compeer Financial

is a financial services firm.

On its website, Compeer Financial, a member-owned Farm Credit cooperative, is now taking PPP applications.

Colorado Enterprise Fund

is a non-profit organization dedicated to

On its website, Colorado Enterprise Funds is accepting applications for first and second PPP loans.

Comerica

Existing clients who held a business deposit account before to September 30, 2020 may apply for first and second PPP loans.

Banks of the River

Cross River Bank is now accepting online applications from existing and new clients for first- and second-draw PPP loans.

EagleBank

Customers who have a bank account or current loan with EagleBank as of June 30, 2020 are eligible to apply. Borrowers who have previously obtained a PPP loan from EagleBank should contact their relationship manager or visit the bank’s website for additional information. Email

Bank of the East

Eastern Bank is collecting PPP application request forms via its website.

West Bank/East Bank

East West Bank, a minority depository institution, started accepting applications for first PPP loans on January 11 and second PPP loans on January 13 from current business checking account clients. For additional information, contact your relationship manager or a branch representative.

Enterprise Bank and Trust

is a bank and trust company.

New and current clients may apply for first- and second-draw PPP loans via Enterprise Bank and Trust’s website.

The Enterprise Center Capital Corporation

 is a company that invests in small businesses.

Businesses from all across the nation may apply for first and second PPP loans via this CFDI.

Falcon National Bank

is a financial institution based in Atlanta,

Existing Falcon National Bank clients are the only ones who may apply for PPP. For additional information, contact your banker.

Fifth Third Bank

 is a financial institution based in Cincinnati,

Fifth Third Bank is now accepting first and second PPP loan applications. On their website, you may learn more.

FirstBank

Applications for first and second PPP loans are being accepted by FirstBank. You must have had an established connection with the bank prior to December 31, 2020 to be eligible to apply.

First Citizens Bank

is a financial institution based in the United

Customers who already have a First Citizens Bank account may apply for a first or second PPP loan. Visit the bank’s website for additional information.

The First Financial Bank

is a financial institution that was founded in

First Financial Bank’s website is now accepting applications for first and second PPP loans.

First General Bank

is a financial institution based in the United

This California-based bank is accepting new and current clients’ applications for first and second PPP loans. For additional information, contact your local branch.

First Horizon Bank

is a financial institution based in the United

PPP applications are now being accepted by First Horizon Bank. For additional information and a link to the application, contact your banker.

The First International Commercial Bank (FICB)

is a financial institution

First IC Bank is now accepting applications for first and second PPP loans.

Bank of the Five Stars

Applications for first and second PPP loans are being accepted by Five Star Bank. To apply, you must have an existing business deposit account or be ready to establish one.

SBF LLC Fountainhead

This non-bank commercial lender is currently taking first and second PPP loan applications via its website.

Frost Bank

is a financial institution that specializes in

Frost Bank is now taking PPP loan applications from both new and current clients. On their website, you may learn more.

Fulton Bank

is a financial institution based in New York

Fulton Bank is now accepting applications from existing Fulton Bank business clients that have good standing deposit or loan accounts as of January 1, 2021. Visit the website for additional information and to apply.

Capital for Growth

Applications for second-draw PPP loans are being accepted by Growth Capita

Small Business Finance Harvest

New and current clients may apply for first and second PPP loans via Harvest Small Business Finance.

HOPE Credit Union

is a not-for-profit financial cooperative.

PPP applications are now being accepted by Hope Credit Union, a CDFI, from new and existing clients. Alabama, Arkansas, Florida, Georgia, Kentucky, Louisiana, Mississippi, North Carolina, Oklahoma, South Carolina, Tennessee, Virginia, and Texas are among the states that will accept applications.

Bank that is self-sufficient

Independent Bank

is currently accepting second-draw PPP loan applications.

The Latino Economic Development Center

is a non-profit organization dedicated to helping Latinos

Businesses in Maryland, Washington, D.C., northern Virginia, and Puerto Rico may apply for PPPs via the Latino Economic Development Center’s website.

Liberty Bank

is a financial institution based in the

Liberty Bank is accepting first and second PPP loan applications via its website. The bank will accept applications from companies in Connecticut and Massachusetts located in Berkshire, Franklin, Hampden, and Hampshire counties.

MBE Capital Partners

is a private equity firm based in New York

PPP loan applications are currently being accepted by MBE Capital Partners, a fintech firm. More information is available here.

West Bank Mountain

Mountain West Bank

 is taking first-draw and second-draw PPP loan applications from companies in Washington and Idaho.

M&T Bank

is a financial institution based in the United States

Existing business clients may apply for first and second PPP loans via M&T Bank.

Navy Federal Credit Union

is a credit union that serves sailors.

Existing business members are the only ones who may apply for PPP loans at Navy Federal Credit Union.

Newtek Small Business Finance

Inc. is a company that specializes in financing small businesses.

Newtek, one of the SBA’s top 100 7(a) lenders, is now accepting first and second PPP loan applications.

NexTier Bank

 is a bank that specializes on providing financial services

NexTier Bank is currently accepting applications for first- and second-draw PPP loans. You may apply online and send your completed application to sba.

Northfield Savings Bank

is a financial institution based in Northfield, Minnesota

Customers and Vermont-based companies may apply for first and second PPP loans via Northfield Savings Bank. The application is available on the company’s website.

Open Bank

is now accepting second-draw PPP loan applications from new and current Open Bank clients.

Opportunity Resource Fund.

Michigan-based companies may apply for first and second PPP loans via the Opportunity Resource Fund.

Pacific Western Bank

is a financial institution based in California.

Existing clients may now apply for a loan with Pacific Western Bank. To apply, contact your relationship manager.

PeopleFund

PeopleFund is accepting first and second PPP loan applications via its website.

Pinnacle Bank

is a financial institution based in the United States

Existing Pinnacle Bank clients may apply for first and second PPP loans. Contact your local branch or a loan officer to apply. More information may be found here.

PNC Bank

is a financial institution based in the United

Customers who have an established business deposit or lending relationship with PNC Bank may now apply for a first or second PPP loan. An application may be completed online.

Prestamos CDFI

On its website, this CDFI is taking applications for first-time PPP loans.

Profinium

First and second PPP applications are accepted by this Minnesota-based lender.

Radius Bank

is a financial institution based in the United

Radius Bank is now taking applications for second PPP loans from clients who have already obtained a loan from the bank.

The Raza Development Fund (RDF)

is a non-profit

The Latino CDFI Raza Development Fund is seeking applications for first and second PPP loans. To get started, fill out the website’s interest form.

Regions

You may apply for a first or second PPP loan on Regions Bank’s website if you’re a current Regions Bank client with a business banking connection as of December 31, 2020.

Renaissance Community Loan Fund

is a non-profit organization that provides loans to

PPP applications for Mississippi companies are now being accepted on the Renaissance Community Loan Fund’s website.

Renaissance Economic Development Corporation

is a non-profit organization that promotes economic

This CDFI is seeking applications from companies in New York City. Fill out the website’s interest form, and a business advisor will contact you to begin your application.

Rural Community Assistance Corporation

is a non-profit organization that helps rural communities

This organization is seeking applications for the first and second PPPs. For additional information, go to its website.

Seattle Bank

is a financial institution based in Seattle

New and current clients may apply for first- and second-draw PPP loans on Seattle Bank’s website.

Small Business Assistance Corporation

is a non-profit organization that helps small businesses

Small Business Assistance Corporation (SBAC) is taking PPP loan applications from companies in the counties it serves in southern Georgia and South Carolina, with current clients getting priority. Check to see whether your company is in a covered region and submit an application via the organization’s website.

Sunrise Banks

PPP loan applications are being accepted by Sunrise Banks, a community development financial organization. Customers may apply, both new and old.

Synovus Bank

is a financial institution based in the United Kingdom

Synovus Bank is now accepting first and second PPP loan applications. Existing and new customers may apply, however new customers must first establish a business checking account with the bank five days before applying.

TD Bank

is a financial institution based in Toronto,

Customers who already have a TD Bank business account may apply for a first or second PPP loan. To be eligible to apply, borrowers must have been TD Bank business clients as of December 31, 2020.

Trustmark National Bank

is a financial institution based in the United States

New and current clients may apply for first and second PPP loans via Trustmark. On their website, you may learn more.

Umpqua Bank

is a bank in the state of Oregon.

PPP applications are being accepted at Umpqua Bank. Those interested in applying can contact their local branch for further information. Existing Umpqua Bank clients may also use their bank account to access the application online.

Union Bank and Trust Company

is a bank and trust company based in

Union Bank and Trust’s website is now accepting first and second PPP applications. Businesses and charities in Nebraska and Kansas are welcome to apply, but current customers will be given priority.

Bank of the United States of America

U.S. Bank is now accepting first and second PPP loan applications. Existing clients as well as non-customers in states having U.S. Bank locations are eligible to apply.

Valley Economic Development Partners (VEDP)

is a non-profit organization

PPP loan applications are currently being accepted by Valley Economic Development Partners.

Wallis Bank

is a small island off the coast of Australia

Existing Wallis Bank clients may submit PPP applications.

Wells Fargo & Company

Existing Wells Fargo clients are eligible to apply for PPP loans. To be eligible, you must have established a Wells Fargo business checking account before December 1, 2020. The complete set of guidelines may be seen here.

Zions Bank

 is a financial institution based in Zions

Zions Bank is accepting first and second PPP loan applications via their website.